We are fiduciaries with the entire investment universe at our disposal. Our approach is fully customizable as we tailor portfolios to your unique needs and individual financial situation. Whether utilizing personalized in-house investment strategies, alternative investments, tax-loss harvesting strategies, SMAs (separately managed accounts) and fully vetted money managers, to name a few.
As part of our rigorous process, we review and assess clients’ risk and exposure. We analyze individual companies across various sectors with a focus on high quality, strong balance sheets that can perform during every market cycle. We apply both a top-down and bottom-up approach, assessing services/products and leadership teams and identifying opportunities throughout various business and market cycles.
In tailoring customized portfolios, we take clients’ short- and long-terms goals into account with an eye towards controlling costs and mitigating the tax burden to maximize total risk-adjusted return.
Preparing your financial and retirement planning roadmap is an essential aspect of our business. We have a holistic approach that takes into account all the rooms in your financial house. From comprehensive cash flow and retirement planning to insurance and taxes, your takeaway is a customized plan with unique strategies to meet your short- and long-term needs. Because clients have different goals and values around the ways they spend, save and invest their finite amount of resources, we take pride in helping uncover what drives your financial decisions. We serve as trusted guides, helping reshape the perception of money as a means rather than an end. We then curate a comprehensive financial plan and accompanying investment strategy to ensure you reach your goals to achieve financial independence.
As holistic wealth advisors, we are hyperfocused on net after-tax returns to maximize the utilization of your assets.
To help lower your current and future tax burden, we conduct a comparative analysis of strategies like Roth IRA conversions, charitable giving, qualified charitable distributions, and tax-loss harvesting. We are well-versed on the tax benefits—and practical differences—between private family foundations and donor-advised funds. In addition, our experience in capital gains efficiencies allows for considerations to minimize or avoid capital gains tax.
We believe the net after-tax return on your assets is not only integral to effective risk management, but also essential for making informed decisions and growing sustainable wealth over time.
Our team has a licensed insurance advisor with a deep understanding of the insurance landscape, guiding you through the maze of life insurance options. We conduct a comprehensive analysis to ensure you are adequately covered.
And because planning for the future includes considering the potential need for long-term care, our knowledgeable advisors can also provide long-term care options without compromising your financial well-being.
Given our holistic wealth management approach, we integrate life insurance and long-term care solutions seamlessly into your broader wealth management strategy, tailoring a plan that aligns with your unique needs—and providing peace of mind.
This is considered an outside business activity and is separate and apart from Mr. Swenson's activities as an investment advisor representative of Dynamic Wealth Advisors. Insurance products are not offered through Dynamic Wealth Advisors.